What Happens After You Go Under Contract

Going under contract is exciting. It is also the moment when many buyers realize just how many moving parts are still ahead.

Up until now, you have been touring homes, comparing options, and imagining possibilities. Once you are under contract in a Georgia real estate transaction, the focus shifts to confirmation, evaluation, and follow-through.

Here is what that phase really looks like, step by step.

Once you go under contract on a home in Georgia, several important steps follow.

The Contract Timeline Starts Immediately

Once an offer is accepted, the contract sets the clock. Specific deadlines are established for inspections, due diligence, financing, and closing. This is why things can suddenly feel fast, even if the overall timeline is still several weeks long.

Your agent’s role during this phase is to help you stay ahead of those dates so nothing feels rushed or overlooked.

Due Diligence: This Is Your Evaluation Window

The due diligence period is not about finding a perfect home. It is about understanding the home you are buying.

During this time, buyers gather information so they can move forward with confidence or make informed decisions if concerns arise. This is a normal and expected part of the process.

Home Inspections: Information, Not Alarm Bells

A professional home inspection evaluates the home’s major systems, structure, and visible components. Most homes, even well-maintained ones, will have findings.

The goal is not to walk away at the first issue. The goal is to understand:

  • what is routine maintenance

  • what may need attention sooner

  • what could impact safety or function

Inspection reports give buyers clarity, not pressure.

Conversations and Negotiations

If inspection concerns come up, buyers may request repairs, credits, or adjustments. This is handled through the agents and is a standard part of real estate transactions.

Not every issue requires action. Your agent helps you evaluate what matters most and how to respond appropriately.

The Appraisal Process

Once inspections are underway or completed, the lender orders an appraisal. The appraiser’s job is to confirm that the home’s value supports the loan amount.

If the appraisal aligns with the purchase price, the process moves forward smoothly. If it does not, there are options to explore. Either way, this step protects the buyer and the lender.

Loan Processing and Underwriting

Behind the scenes, your lender is verifying documents, reviewing finances, and preparing final loan approval. This stage often involves follow-up requests for paperwork, which is completely normal.

Responding promptly helps keep the timeline on track.

Final Walkthrough

Before closing, buyers typically complete a final walkthrough of the property. This is not another inspection. It is a confirmation that the home is in the agreed-upon condition and that negotiated repairs, if any, have been addressed.

Closing Day

Closing day is when documents are signed, funds are transferred, and ownership officially changes. It is often quieter than buyers expect, but incredibly meaningful.

Going under contract in Georgia real estate does not mean the hard part is ahead. It means the clarifying part has begun. With guidance and communication, this phase is manageable and steady.

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